AUTOMOBILE LOANS

As of October 26, 2018, Rates offered are for purchases only, are not guaranteed and are subject to change without notice.

NEW AUTOMOBILES
Model Year Term Contract Rate Annual
Percentage Rate*
New 2019 - 2018
Up to 72 Months
3.75
3.835

Credit rating may affect APR.

USED AUTOMOBILES
Model Year Term Contract Rate Annual
Percentage Rate*
2019 - 2017
Up to 72 Months
3.75
3.835
2016 - 2014
Up to 60 Months
4.25
4.351
2013 - 2011
Up to 48 Months
4.75 4.874
2010 - 2009
Up to 36 Months
5.49 5.619
2008 & Older
Bank Discretion
5.99 6.111
Disclosed APRs assume $20,000 loan with a variable loan processing fee based on term of loan. APR listed for 2007 & Older is based on a 24 month term. * For Example: A $20,000 loan at 4.25% would require a fee of $50 and 60 monthly payments of $372.23. Credit rating may affect APR.

 

boat and recreational vehicle loan rates

As of October 26, 2018, Rates offered are for purchases only, are not guaranteed and are subject to change without notice.

NEW BOATS & RVS
Model Year Term Contract Rate Annual
Percentage Rate*
New 2019 - 2018
Up to 72 Months
4.75
4.836

USED BOATS & RVS
Model Year Term Contract Rate Annual
Percentage Rate*
2019 - 2017
Up to 72 Months
4.75
4.836
2016 - 2014
Up to 60 Months
5.25
5.352
2013 - 2011
Up to 48 Months
5.75 5.875
2010 - 2009
Up to 36 Months
6.49 6.618
2008 & Older
Bank Discretion
6.99 7.113

Disclosed APRs assume $20,000 loan with a variable loan processing fee based on term of loan. APR listed for 2007 & Older is based on a 24 month term. * For Example: A $20,000 loan at 5.25% would require a fee of $50 and 60 monthly payments of $381.40. Credit rating may affect APR.


HOME EQUITY LOAN RATES

As of October 26, 2018, Rates offered are not guaranteed and subject to change without notice.

Term Contract Rate Annual Percentage Rate*
60 Months 6.25 6.25

*Disclosed APRs assume $10,000 loan with no origination fee. For Example: A $10,000 loan at 6.00% would require 60 monthly payments of $194.51. Rate applies to 80% or less Loan-To-Value.


home equity line of credit rates

As of October 26, 2018, Rates offered are not guaranteed and subject to change without notice.

Term Introductory Rate After First 6 Months
80% or less Loan To Value Introductory 6.25% Annual Percentage Rate for the first six months After the first six months, and annually thereafter, the rate adjusts to 1 point over Wall Street Journal Prime. Wall Street Journal Prime is now 5.25%. If it does not change, the first rate adjustment would be to 6.25% APR.
Greater than 80% Loan To Value Introductory 7.25% Annual Percentage Rate for the first six months After the first six months, and annually thereafter, the rate adjusts to 2 points over Wall Street Journal Prime. Wall Street Journal Prime is now 5.25%. If it does not change, the first rate adjustment would be to 7.25% APR.

*The maximum rate on these lines of credit is 18% APR.


MORTGAGE Rates

Because of the frequency of mortgage rate changes as well as the wide range of products and customizable
rate options available, First Bank does not disclose mortgage rates on its website. Please contact one of our
mortgage lending experts at 316-283-2600 or e-mail for a custom rate quote.

Loan Rates

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Harvey County's Oldest Bank... Established 1873