Youth/Senior Savings

• Recommended for customers under 18 or 50 and older.

• All of the features of the Regular Savings Account with the additional benefit of no service charge, regardless of the balance maintained. (Withdrawal charge over 4 does not apply.)

• $10 required to open account.

• At age 18 the account will automatically transfer to a Regular Savings account

• Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

• Interest will be compounded monthly and credit to the account monthly. If you close the account before interest is credited you will not receive the accrued interest

• We use the daily balances method to calculate interest on your account.

• You must maintain a balance of $0.01 to obtain the disclosed annual percentage yield.