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No monthly service charge with a combined relationship balance of at least $5,000 (see full disclosure for qualifications).
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Variable interest rate paid on 100% of daily collected balance (rates subject to change daily at bank's discretion). You must maintain a minimum balance of $0.01 to obtain the disclosed annual percentage yield.
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.25% interest rate discount on new First Bank personal loans with automatic debit (promotional rates not included).
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.25% interest rate premium on new First Bank certificates of deposit or individual retirement accounts over 12 months (promotional rates not included).
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Unlimited check writing.
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Free First Online Internet Banking and Bill Pay.
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Free regular travelers checks, cashier's checks and money orders.
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Free first order of bank-selected wallet style checks.
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20% discount off any safe deposit box (subject to availability).
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Free First Bank Check Card or Advantage Banking Direct Cash Card.
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Overdraft protection available from a First Bank checking, savings or credit card account.
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Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
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Interest will be compounded monthly and credit to the account monthly. If you close the account before interest is credited you will not receive the accrued interest
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We use the daily balance method to calculate interest on your account.
An interest bearing account with no minimum balance, no monthly service charge and unlimited check writing that rewards you for your deposit and loan relationship totaling $5,000 or more.
