Personal Savings

REGULAR SAVINGS
$50 required to open account, no service charge with a $200 minimum balance.
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YOUTH/SENIOR SAVINGS
Under 18 or 50 and over.
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MONEY MARKET SAVINGS
$1000 required to open account, no service charge with a $1000 minimum balance.
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CERTIFICATES OF DEPOSIT
Certificates of deposit pay a higher rate of interest on funds left on deposit for a specific length of time, with penalties for early withdrawal.
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INDIVIDUAL RETIREMENT ACCOUNTS
IRA accounts pay a higher rate of interest on funds left on deposit for a specific length of time, with penalties for early withdrawal.
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