Preferred NOW Checking

An account for customers who maintain a large balance, desire a higher rate of interest and write an average number of checks.

• $10,000 deposit required to open account.

• If the balance drops below $10,000 the rate of interest paid will be our current, disclosed First Advantage checking account rate.

• Interest rate is paid on 100% of the daily collected balance. (Rates subject to change daily at bank's discretion.) You must maintain a minimum balance of $10,000 to obtain the disclosed annual percentage yield.

• 25 checks per statement period at no charge. $.20 per check, in excess of 25.

• Free First Bank Visa Check Card or Advantage Banking Direct Cash Card.

• Overdraft protection available from a First Bank checking, savings, or credit card account.

• Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

• Interest will be compounded monthly and credit to the account monthly. If you close the account before interest is credited you will not receive the accrued interest

• We use the daily balance method to calculate interest on your account.