Health Savings Account

Health Savings Accounts provide a flexible and affordable way to manage healthcare expenses associated with an HSA-qualified high deductible health plan. Contact us via telephone or email for current rates.

• No opening, closing, monthly maintenance or per item fees apply. 

• No minimum balance requirements.

• Variable interest rate paid on 100% of daily collected balance (rates subject to change daily at bank’s discretion).  

• Unlimited check writing and First Bank Check Card access.

• Ability to elect power of attorney designations.

• Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

• Interest will be compounded monthly and credit to the account monthly. If you close the account before interest is credited you will not receive the accrued interest

• We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.