Other Commercial Services & Fees

Automatic Transfers/Payments
Bank by Mail
Night Deposit Services
Direct Deposit Services
Collection Services
Cashiers Checks
Money Orders
Travelers Checks
Foreign Currency and Drafts (with advance notice)
Notary and Signature Guarantee Services
Wire Transfers
U.S. Savings Bonds
Safe Deposit Boxes

The following fees and charges may be assessed against your account:

Check printing fees vary by the style of check ordered
Stop Payment per item	$	25.00
NSF/Overdraft (applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means) per item (maximum daily limit $125)	$	25.00
Continuous Overdraft Fee (per business day beginning on the 10th consecutive calendar day overdrawn	$	5.00
Overdraft Protection (per transfer) from First Bank checking/savings account or credit card	$	2.00
Early Account Closing Fee (open less than 90 days)	$	25.00
First Online Bill Pay (Commercial)	No charge
First Online Bill Pay (Consumers)	No charge
Backup Withholding Origination Fee	$	2.00
Mid-Statement Cycle w/checks (per statement)	$	5.00
Foreign ATM Transactions (per withdrawal)*	$	1.00
Check Cashing for Non-Customers (with officer's approval)	$	5.00
Collection Fees (Incoming/Outgoing)	$	7.50
Photocopy Fee (per page)	$	0.25
Fax Service (per page)	$	1.00
Garnishments & Tax Levies (each)	$	10.00
Night Depository Key Deposit	$	10.00
Lock Depository Bag with 2 Keys	$	15.00
Travelers Checks - Regular (per $100 purchased)	$	1.00
Documentary Research (per hour)	$	35.00
Statement Copies (each)	$	1.00
Coin Counting - Non-Customers 2% of total minimum	$	0.50
Cashiers Checks - Non-Customers (each)	$	5.00
Cashiers Checks - Customers (each)	$	2.00
Money Orders - Non-Customers (each)	$	5.00
Money Orders - Customers (each)	$	2.00

Wire Transfer Fees

Non-Customers (Incoming/Outgoing)	$	15.00
Customers (Incoming)	$	5.00
Customers (Outgoing)	$	15.00
International (Incoming)	$	15.00
International (Outgoing)	$	30.00
Returned Deposited Items	No Charge
Telephone Transfers	No Charge
Automatic Transfers between Accounts	No Charge
Transaction at First Bank ATM	No Charge
Notary/Signature Guarantee	No Charge
Check Card/Direct Cash Card	No Charge

* If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

Fees are subject to change with proper notification.