Recommended for businesses with high transaction volume that carry a high balance.
Earnings credit may be used to offset service charges.
Service Charge
$5.00 per statement period.
Activity Fees
$0.15 per debit and credit item
$0.06 per deposited item
FDIC Insurance
$0.15 per $1,000 of average collected balance.
Earnings Credit
At our discretion, First Bank may change the earnings credit rate on your account at any time. The rate, adjusted for reserves, is applied to your average collected balance annualized. Uncollected funds will be charged at 2% over the Prime Rate set by Intrust Bank, N.A., Wichita.